Over the years, the language drawn up by banking institutions was almost always archaic in the sense that ironically it could never be fully understood by those to whom it was being addressed.

It is what has often got banking customers, particularly the domestic ones always bracketed within the lower to middle income groups, into a lot of trouble. They never fully understood nor appreciated the cost implications of not meeting their month to month obligations with their bankers.

Today it would have been far too easy to suggest that this is all now water under the bridge, particularly since a raft of regulations were introduced and promulgated in response to the housing crises and credit crunches that occurred around twelve years ago to the day at the time of documenting this not on how local bankers like Columbia Bank South Plainfield would be endeavoring to be of assistance to their local clientele in the main.

Trying to explain the specifics of banking rules and regulations has always been something of a challenge to the local consultants in the sense that they could never be certain that their customers were fully buying into their knowledge-based efforts. But at the end of the day, they are being rewarded. Because out of a pool of, say, fifty customers, there will always be those one or two that have been exemplary or model banking customers. These are the kind of folks that always pay their bills on time.

Columbia Bank

620 Oak Tree Ave, South Plainfield

NJ 07080, United States

Phone: +1 908-757-1055

Not only that, these are the kind of folks who end up settling their mortgage arrangements long before its due date. These are the kind of customers who always pay their credit card bills in full as opposed to always settling just the five or ten percent every month.